Covid could leave its mark on longevity assumptions

first_imgLife expectancy in the U.S. dropped by one year in 2020 as a result of deaths caused by Covid-19. While that could be a blip, the pandemic has other effects that may have long-term consequences for longevity. There are various factors beyond Covid infections to consider, some of which could have a positive effect on life expectancy and others that could take away from it, according to a recent report published by longevity-risk consulting firm Club Vita.For example, economic factors stemming from the pandemic could hurt life expectancy for many, and some people are dealing with long-term health issues due to Covid infections. The pandemic has hit Black and Latino communities particularly hard, government data show.A big unknown is how much any delays in seeking or receiving health care for problems other than Covid over the past year will affect longevity. Conversely, the U.S. could come out of the pandemic with a greater awareness of the inequality of its health care system, which could eventually lead to reforms or funding that could increase life expectancy, said Erik Pickett, chief content officer at Club Vita and one of the authors of the report.Or there could be long-term advances or efficiencies in the medical system stemming from the resources and effort that led to the fast development of vaccines, Pickett noted.“It has been an extreme event. The number of deaths we saw in 2020 is far higher [than any on record, going back to 1935],” he said. “In isolation, that won’t have an extreme impact on a pension plan or an insurer’s books or cash flows. If it’s just an increase in deaths in 2020, and then everything goes back to normal, that won’t have a knock-on effect.” House committee poised to advance SECURE 2.0 retirement savings bill 2 5 “There are drivers pulling in either direction,” Pickett said. “The real thing to take away from this is there is lot of uncertainty now. Pension plans, insurance companies, anyone managing payments going out in terms of how long people live are going to have to deal with more uncertainty.”Under one scenario, assuming that significant medical innovation results from the efforts to combat Covid, pension plans could see their liabilities increase by less than 2%, according to the firm’s analysis. But if the recovery from the pandemic takes a long time, that factor could have the effect of decreasing liabilities by less than 3%.“It’s an opportunity for us to build back, after the pandemic,” Pickett said. “It really highlighted the significant health inequalities … What are we going to do about it?”RACIAL INEQUALITYLast month, the Centers for Disease Control and Prevention published its report on changes in life expectancy, using data from the first six months of 2020. Life expectancy at birth for 2020 went down to 77.8 years, the lowest number seen since 2006, according to the CDC. Balancing your portfolio with fine wine But there were wide disparities by race, showing the disproportionate effect that Covid has had on Black men and women. While life expectancy dropped by 0.8 years for white, non-Hispanic men and 0.7 years for women, that decline was much higher, at three years for black men, 2.3 years for black women and 2.4 years for Hispanic men, according to the CDC report.“Estimated reductions for the Black and Latino populations are three to four times that for Whites,” a February report from the Proceedings of the National Academy of Sciences read. “Consequently, Covid-19 is expected to reverse over 10 years of progress made in closing the Black−White gap in life expectancy and reduce the previous Latino mortality advantage by over 70%.”That group also found that the pandemic could result in long-term changes for longevity: “Some reduction in life expectancy may persist beyond 2020 because of continued COVID-19 mortality and long-term health, social, and economic impacts of the pandemic.”[More: How do advisers estimate a client’s longevity?] House panel unanimously passes SECURE 2.0 Newsletters Why Tony Robbins, tax shelters and financial advisers don’t mix 4 The Gates divorce: Lessons for financial advisers 3 For reprint and licensing requests for this article, click here,MOST READ 1 Last year, excess deaths were nearly 15% higher than average, according to Club Vita’s analysis. By comparison, the previous high, based on available data, was in 1935, when deaths were less than 5% higher than average.But because there are so many factors at play, the only immediate conclusion is uncertainty around longevity assumptions. That could have implications for financial planning widely. InvestCloud to acquire Advicent and NaviPlan planning software Subscribe for original insights, commentary and analysis of the issues facing the financial advice community, from the InvestmentNews team.last_img read more

THE PEOPLE’S DEFENDER SENIOR PROFILE

first_img SPORTS EDITOR’S NOTE: Each week, The People’s Defender will profile an Adams County senior student/athlete so our community and readers can get to know better these outstanding young people who participate both in athletics and academics in their high school.NAME: Mikayla AkersSCHOOL: West Union High SchoolPARENTS: Chuck and Charlene SheltonSPORTS PLAYED IN HIGH SCHOOL: Volleyball, Basketball, SoftballFAVORITE SPORT: BasketballFAVORITE THING ABOUT HIGH SCHOOL SPORTS: Winning and playing as a teamLEAST FAVORITE THING ABOUT HIGH SCHOOL SPORTS: LosingMOST MEMORABLE HIGH SCHOOL SPORTS MOMENT: Getting honorable mention All-District in volleyball my junior and senior yearsFAVORITE MUSICAL ARTIST OR GROUP: Love it allPLACE YOU’D LOVE TO TRAVEL TO: HawaiiYOUR FAVORITE MOVIE: “The Proposal”FAVORITE TV SHOWS: Pretty Little LiarsFAVORITE SCHOOL SUBJECT: MathFAVORITE SPARE TIME ACTIVITY: Spending time with my friendsFAVORITE RESTAURANT: Olive GardenWOULD LOVE TO TRADE PLACES FOR A DAY WITH: Sandra BullockFUTURE PLANS: Go to college and pursue a career in the medical fieldCOMING THIS WEEKEND: Scout Kremin of Peebles High School PreviousPrevious PostNextLooking back at four years in office Around the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterThis Weird Method Can Restore Your Vision Naturally (Watch)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel Mikayla Akers – Powered By 10 Sec Mama’s Deviled Eggs NextStay Mama’s Deviled EggsNOW PLAYINGBest Carrot Cake EverNOW PLAYINGApple Pie Bites With Caramel SauceNOW PLAYINGHawaiian Roll Ham SlidersNOW PLAYINGHomemade Caramel SauceNOW PLAYING5 Easy and Delicious Crock Pot Meatball Appetizer RecipesNOW PLAYINGApple Pie BitesNOW PLAYINGOld Fashioned Soft and Buttery Yeast RollsNOW PLAYINGCream Cheese Cake Mix CookiesNOW PLAYINGHow to Slice & Mince Vegetables Like a ProNOW PLAYINGPumpkin Cream Cheese BarsNOW PLAYINGHow to Knead DoughNOW PLAYINGHow to Use a Meat ThermometerNOW PLAYINGSlow Cooker/Crock Pot HintsNOW PLAYINGHow to Quarter a ChickenNOW PLAYINGHow to Clean Garbage DisposalsNOW PLAYINGHow to Clean Stainless Steel SinksNOW PLAYINGHow to Cook Scrambled EggsNOW PLAYINGHow to Peel Hard Boiled EggsNOW PLAYINGHow to Chill a Drink in 2 MinutesNOW PLAYINGHow to Chop an Onion PerfectlyNOW PLAYINGPerfect Bacon Every TimeNOW PLAYINGSweet Alabama PecanbreadNOW PLAYINGParmesan Baked Pork ChopsNOW PLAYINGPrime Rib Roast Au Jus Perfect Every Time! No FailNOW PLAYING Arrow Left #1 Icon Created with Sketch. Arrow right #1 Icon Created with Sketch. Top Searches Top Searches HoopOctober 24, 2020That THE PEOPLE’S DEFENDER SENIOR PROFILEDecember 9, 2015Peoples DefenderSports0 Mikayla Akers https://www.peoplesdefender.com/wp-content/uploads/2015/12/web1_Akers.jpgMikayla Akers HomeSportsTHE PEOPLE’S DEFENDER SENIOR PROFILElast_img read more

Bayonne to purchase $900k parking lot to build 140 new residential…

first_img November 11, 2015 4:19 pm at 4:19 pm Police: 45-year-old man arrested for attempting to have sex with 15-year-old girl in Secaucus TAGSbroadwayGary La PelusaIngerman Development Companyjoe demarcoLara SchwagerMatthew Kopkosharon nadrowski SHARE Patrick J. McManus Crime November 11, 2015 4:46 pm at 4:46 pm November 11, 2015 4:01 pm at 4:01 pm BayonneNews Betty Ross 3 COMMENTS RELATED ARTICLESMORE FROM AUTHOR Bayonne The purchase of this property is ridiculous. There is something going on here that I cannot put my finger on yet, but believe me you, I will figure it out. What a terrible deal to buy something for $900,000 and sell it for maybe $400,000. What did the property appraise at? I agree with Mr. Lapelusa. My perception is, whether Mrs. Nadrowski wants to believe it or not, the UEZ money does come from the public. It is taxpayers money because each time one of us idiots shop in Bayonne in the UEZ district, a percentage of that money goes to the UEZ. So it is our money you are wasting. The Bayonne City Council approved a measure that will allow the city to purchase a $900,000 parking lot that will be the site of 140 new residential units, among other things.[fve]https://www.youtube.com/watch?v=K6h0RaGLaqU[/fve]A vacant lot in Bayonne on Broadway between 19th and 21st Streets has been identified as a $400,000 revenue generator by City Business Administrator Joe DeMarco at last night’s meeting.DeMarco first explained how 426-428 Broadway became the key location.“So you have a section of broad between 19 & 21st Street that has an old vacant lot that was M & M’s for 30 years, you have an underused parking lot behind it and you have an old Housing Authority, that whole area generates $24 –  $25k a year in tax revenue. So what do we do?”According to DeMarco, the parking lot that sits directly behind lot 426-428 Broadway has been purchased by the city and Ingerman Development Company will purchase this parking lot, and they also have a qualified to purchase the RFQ to the housing authority of which the developer can purchase the building for 700,000.The Housing Authority can then utilize this money to create affordable senior housing somewhere else, he said.The city will purchase the vacant lot for $900,000 of UEZ money of which Ingerman will purchase a portion of that same lot for $400,000. This will go to back to the UEZ fund.The purchase of this lot will create parking, a public park and space that the city can use for holiday events and pop up shops for local business such as a farmer’s market.There will also be a development of 140 units with public and private parking spaces.According to DeMarco, this development will generate $400,000 in revenue for the city within 2 years.3rd Ward Councilman Gary La Pelusa challenged DeMarco on UEZ and the purchase of land.“Purchasing the land opens up a whole new can of worms,” La Pelusa stated.Referring to “the public perception” La Pelusa pointed out,“since we have all that money to buy a park maybe we have that money to buy a house that needs historic preservation.”Bayonne City Council President Sharon Nadrowski explains that the public perception can be that we use tax payer money for this but it’s not, its UEZ money.”Lara Schwager, Developer Principal for Ingerman Development also addressed City Council and explained how their intentions are on the fast track.“Our goal is to be back before the planning board before January of next year and from there our goal is to be on the ground by next summer.”During the vote of final passage, Councilman-at-Large Juan Lopez referred to the questions and accusations on social media regarding DeMarco’s intention behind the purchase of lot 426-428 Broadway.“Mr. DeMarco, do you have or any of your family members have any interests in the entity of the selling of this property in the City of Bayonne?” he asked.“No, not in the sale, development, purchase or construction,” replied DeMarco.The vote was 4-1, with La Pelusa voting against the purchase.center_img I wonder just how much payback or bribes were paid, if any and to whom for that property? That property was not worth that much unless there was funny business going on. News Bayonne man pepper sprayed, arrested after punching cop in the face, authorities say Bayonne to purchase $900k parking lot to build 140 new residential units How does taking UEZ money of $900,000 Dollars to make $400,000 in taxes make sense? That $900,000 could be used for much much more I’m sure! Gabe Share on Facebook Tweet on Twitter Previous articleJersey City Council takes first step to move 2017 municipal electionsNext articleWest New York celebrates Veterans Day with army and marine vets Jeannette Josue Facebook Twitter By Jeannette Josue – November 11, 2015 12:50 pm 3 Ex-North Bergen DPW supervisor loses appeal to overturn corruption conviction Comments are closed.last_img read more

High school wrestler who was forced to cut his dreadlocks displayed ‘character,’ his parents say

first_imgEric Fehrenbacher/iStock(BUENA, N.J.) — The parents of the high school wrestler who was forced to cut his dreadlocks or forfeit a match say they’re overwhelmed by the support their son has received.Charles and Rosa Johnson released a statement through their lawyer, saying their son Andrew has been dealing with the aftermath of the controversial incident.“Wrestling has taught Andrew to be resilient in the face of adversity. As we move forward, we are comforted by both the strength of Andrew’s character and the support he’s received from the community. We will do all that we can to make sure that no student-athlete is forced to endure what Andrew experienced,” his parents said in the statement.Johnson, who is black, was told he could not compete with long hair at a meet in Atlantic County on Dec. 19. He was given 90 seconds to decide, according to his family’s statement.Johnson was wearing his usual headgear and covering his hair, but the referee said it was not in compliance with state rules. He then gave the teen the ultimatum of cutting his dreadlocks or forfeiting the match.Dominic Speziali, an attorney who is representing the family, argued that the referee should have raised any concerns during the pre-match weigh-in. And though the referee missed the weigh-in because he was late to the meet, he “failed to raise any issues with the length of his hair or the need to wear a head covering.”After Johnson went out to compete, an athletic trainer then cut his dreadlocks.“As the trainer is cutting Andrew’s hair in the middle of the gym, the referee is behind them directing her to keep cutting until he was satisfied with the length,” Speziali said in the statement.The family defended the athletic trainer and their son’s coaches.“As this matter is further investigated, the family wants to be clear that they are supportive of Andrew’s coaches and the team’s athletic trainer,” Speziali said. “The blame here rests primarily with the referee and those that permitted him to continue in that role despite clear evidence of what should be a disqualifying race-related transgression.”The referee is not identified in the family’s statement, but Philadelphia ABC station WPVI identified him as Alan Maloney.Maloney did not respond to a request for comment from ABC News. Speziali’s statement notes that the family is awaiting the results of an ongoing inquiry into the referee’s conduct by the N.J. Division of Civil Rights.Meanwhile, the teen’s parents said in the statement that Andrew has received a “thunderous outpouring of unsolicited support — including from an Olympic wrestler, leading civil rights advocates, and elected officials.”Copyright © 2018, ABC Radio. All rights reserved.last_img read more

Three Noone Turas join Kennedy Coaches’ fleet

first_imgTwo of the new vehicles are Turas 700 models; the other is a Turas 500Kennedy Coaches of Tralee, Co Kerry, has taken delivery of three new small coaches from the Turas range, supplied by Brian Noone (0333 880 3782).One is a Mercedes-Benz Sprinter with coachbuilt Turas 500 bodywork, while two are Iveco Dailys with Turas 700 bodies. Of those, one is a VIP model that comes with a host of extras to suit Kennedy’s work for golfing clients.Golf tours is one of the areas that the operator specialises in. Another is VIP work, and the new vehicles join a fleet that is modern by necessity to meet the requirements of those hirers.All three Turases are finished in a metallic blue livery and they join a line-up that extends from cars to 53-seat touring coaches.last_img read more

Longmont Oktoberfest Announces 2019 Lineup: Yonder Mountain String Band, Head For The Hills, More

first_imgLongmont Oktoberfest has announced the 2019 lineup for its eighth annual event, set for Friday and Saturday, September 21st and 22nd at Longmont, CO’s Roosevelt Park.Presented by the Left Hand Brewing Foundation, the event will see two headlining nights of music from Yonder Mountain String Band in addition to performances by Head For The Hills, The Drunken Hearts, Francis & The Wolf, Elephant Collective, Bonnie & The Clydes, Lonesome Days, Foxfeather, Rosh & The Blind Cafe Orchestra, and Clandestine Amigo.Ranked as a “Must Visit Oktoberfest” by DRAFT magazine, Longmont Oktoberfest  features 10+ breweries, local food, and games for all ages.All event proceeds from Longmont Oktoberfest benefit the Longmont Humane Society, a non-profit organization dedicated to the protection of animals, the Future Arts Foundation, a non-profit dedicated to involving youth in the arts, and the Left Hand Brewing Foundation, brewing a stronger community in Longmont and Beyond.Head here to grab a variety of different ticket options for Longmont Oktoberfest.For more information on the two-day event, head to Longmont Oktoberfest’s website.last_img read more

Funeral Planned for Douglas County Paramedic Killed in Ambulance Wreck

first_imgThe funeral for Paul Holmes will be at 2 p.m. Saturday at Douglasville First Baptist Church, with interment at Whitley-Garner at Rosehaven Cemetery. Visitation is set for 4 to 8 p.m. Thursday and Friday at Whitley-Garner at Rosehaven Funeral Home. Douglas County spokesman Wes Tallon told the AJC that Holmes, 37, died early Monday morning at Grady Memorial Hospital, where he was airlifted following the wreck.Read More, Funeral Saturday for paramedic killed in ambulance wreck Funeral arrangements were announced Tuesday for the Douglas County paramedic killed in a weekend ambulance wreck near Douglasville.last_img read more

355th Operations Group

first_imgThe 355th Operations Group consists of four squadrons and more than 300 personnel employing 55 A-10 aircraft. It provides warfighters with forces for close air support, air interdiction, forward air control, and combat search and rescue. It also manages base operations and conducts all formal course directed aircraft initial qualification and requalification training.355TH OPERATIONS SUPPORT SQUADRONThe 355th Operations Support Squadron supports 355th Fighter Wing combat missions tasked by the president, the secretary of defense and the chairman, Joint Chiefs of Staff. The squadron directs operational support functions including airfield, air traffic control, weather services, weapons and tactics, plans and exercises, and intelligence for an operations group with two A-10C squadrons. It also provides aviation support for nine other flying units on base and develops flying schedules for 14,000 sorties per year.355TH TRAINING SQUADRONThe 355th Training Squadron conducts and maintains academic, flying and device training for A-10C aircraft, meeting Air Force training requirements for more than 245 upgrade pilots and A-10C conversion pilots annually. It manages and assists development and approval of all aspects of ACC A-10 syllabi. The squadron also operates more than $11 million of advanced fighter aircraft simulators and provides quality assurance for aircrew training contracts valued at more than $5.7 million.354TH FIGHTER SQUADRONThe 354th Fighter Squadron maintains combat-ready posture for worldwide deployment of A-10C aircraft to deliver attack airpower for the defense of the U.S. and its global interests. It employs precision engagement to conduct day and night close air support, air interdiction, forward air control, and combat search and rescue, and integrates with special operations in support of U.S. national objectives.357TH AND 47TH FIGHTER SQUADRONSThe active-duty 357th “Dragons” and Air Force Reserve’s 47th “Termites” train pilots in the A-10 Thunderbolt II. They conduct all formal course directed aircraft transition, day and night weapons and tactics employment, day and night air refueling, and dissimilar air combat maneuvers. The squadrons train pilots to plan, coordinate, execute and control day and night close air support, air interdiction, and battlefield surveillance and reconnaissance. They also prepare pilots for combat mission-ready upgrade.last_img read more

House ties up loose ends before final stretch

first_imgby Nat Rudarakanchana May 12, 2013 vermontbiz.com The Vermont House voted on three minor legislative changes before breaking for the weekend; theyll return to wrap up business on Monday and Tuesday.House Judiciary Chair Bill Lippert, D-Hinesburg, tweaked an omnibus opiate bill to ensure that hashish is treated similarly to marijuana, regarding criminal consequences for possessing over 5 grams of hash, which is equivalent to two ounces of marijuana.Lippert said he noticed that recently approved Senate legislation didnt provide increasingly harsher penalties for higher amounts of hashish. Under that legislation, he said, someone could possess a ton or a kilo of hashish and still face only a misdemeanor charge.Under current marijuana decriminalization legislation, possession of an ounce of pot results in a civil fine. Possessing an ounce to two ounces is a criminal misdemeanor, while possessing more than two ounces is a felony.Lippert amended the bill, with the support of the House floor, to ensure that between 5 and 10 grams of hash results in a misdemeanor charge, and that over 10 grams of hash results in a felony charge.The amendment couldnt be attached to the marijuana decriminalization bill, its natural home, because there wasnt enough time left in the legislative calendar, said Lippert. Since House Republicans refused to suspend procedural rules to allow enough time for the amendment, they had to tack it onto the omnibus opiate bill.Another minor amendment came to agricultural legislation. The amendment allowed temporary agricultural workers here under a federal H-2A visa to avoid taxes levied by the state, quietly imposed in 2008, but not widely known about until 2012 and in some cases, February 2013.State and federal notices requested back taxes from 2008, too, surprising many farmers, according to Sen. David Zuckerman, P-Chittenden.Zuckerman said the taxes were imposed without enough advance notice in the first place, and could deter sorely needed foreign workers from returning to Vermont and working on apple orchards or in other key agricultural areas.There are fewer than 500 H-2A workers in Vermont, according to a fiscal note from the Joint Fiscal Office.U.S. Sen. Patrick Leahy, D-Vt., has tried and failed for years to extend the H-2A visa program to dairy farm workers, who are currently excluded under the federal program.The opiate bill was also amended to compel more frequent checks by doctors of the Vermont Prescription Monitoring System, which tracks the prescribing and distribution of drugs prone to abuse.The Senate allowed the Department of Health more flexibility to set how often doctors could check the database, leading to the policy disagreement.last_img read more

ASICS glows in the dark as title sponsor of Neon Run…

first_imgSport 3 Event Management UK has confirmed ASICS UK as the new title sponsor of two Neon Run UK events. ASICS will lend its name and support to the ‘night-time spectacular’ that is ASICS Neon Run, launching in the UK this October.The deal will see ASICS as the naming rights sponsor of the two events at Sunderland and Leeds in 2014 with the opportunity to extend the partnership to further events currently being developed.As part of the deal, ASICS will be the title sponsor and exclusive footwear and technical apparel category sponsors of the events. The ‘brilliant lights and colours of Neon Run’ are seen to ‘perfectly reflect some of the latest ASICS footwear range and apparel ensuring Neon runners travel the distance in comfort and look the part.’Cathy McGinnis, UK and Ireland Marketing Manager from ASICS, said “We are delighted with the partnership with the Neon Run event series. This is an excellent opportunity for us to highlight our innovative footwear, apparel and unique brand attributes to runners of all abilities.”Neon Run is a 5K night-time run with four unique on-course neon zones of rock, disco, pop and iconic British music featuring lasers, black lights, strobes, dancers, and DJs to keep runners entertained along the course. Neon Run events are currently held across Australia and South America and can attract more than 10,000 people to each neon-charged event.The event is set to light up the UK this year with ‘the most innovative and mind blowing fun run, dance party ever seen’ on Saturday 18 October in Leeds and Saturday 25 October in Sunderland.Neon Run is positioned as an ultimate night-time event experience; and Sport 3 Event Management UK is committed to bringing these unique types of events to as many communities as possible.Trent Taylor, Managing Director Sales and Marketing for Sport 3 Event Management UK, said the partnership with ASICS is great news for the event.“Our participant experience is always our number one priority so it’s fantastic to have ASICS, the brand that is synonymous with runners and joggers around the world, join us in developing these brilliant mass participation events,” said Taylor.“Every participant has the opportunity to create their own Neon look and with the footwear and apparel range on offer from ASICS to the thousands of participants will definitely live up to our hash tag ‘Lightupthenight’,” he added.Entries for Neon Run UK are now open at the event website. Participants can enter as individuals or as part of a team of four or more friends and family. Teams of four or more registering together receive a 10% discount on entry fees.www.neonrun.org.uk Relatedlast_img read more